aetna medicare rewards program

Publikováno 19.2.2023

If you don't want to leave the member site, click or tap the "x" in the upper right-hand corner. 800-201-0938 gift cards) by completing, and then reporting completion of, a Health Care Activity within the eligibility period specified in the Rewards Program. The NJWELL program for Garden State Health Plan members will run from November 1, 2022 through October 31, 2023. ATTENTION: If you speak Spanish or Arabic, language assistance services, free of charge, are available to you. VisitAetnaRetireeHealth.com/RCBPor call1-866-241-0262 (TTY: 711) MondayFriday, 8 AM8 PM ET to opt-in to the Aetna Medicare Advantage for RCBP. In 2023, additional telehealth services will be available including physical, occupational, and speech therapy, substance abuse and opioid treatment, kidney disease education and diabetes self-management training services. Pay my premium. Enroll into a US-based plan. Our plan selection pages will be down for maintenance starting Friday, April 16, at 9 p.m. and returning by 1 p.m. Saturday, April 17. You can also review your list of covered drugs (if applicable), plan details, video and Here are ways ${hours}. Call AetnaMember Services at Redeem your rewards for a digital or physical gift card from CVS Pharmacy, Home Depot, Kohls, Best Buy and more. Medicare members must earn and redeem their rewards within the same program year. Your Payer Express log-in may be different from your Aetna secure member site log-in. It will give you an overview of all the coverage and benefits youll get from your Aetna plan. Aetna's customers include employer groups, individuals, college students, part-time and hourly workers, health plans, health care providers, governmental units, government-sponsored plans, labor groups and expatriates. SilverScript is a Prescription Drug Plan with a Medicare contract marketed through Aetna Medicare. WebSecure Member Log-in. The minimum production amount required to qualify for the payout or travel credits is $225,000 and for the Agent Rewards, the minimum production amount required is $190,000. Copyright 2022 AetnaBetter Health of Illinois. Schedule a call to answer your questions. Starting January 1, 2020, youll be able to earn up to $250 in gift cards, just for completing healthy activities! Original Medicare doesnt cover gym memberships or fitness programs. So, for 2023 we expanded some popular benefits and added new ones to empower members to get important preventive care, stay healthy and keep doing the things they enjoy most. Individual MA plan features that will make care more affordable, convenient and accessible in 2023 include: Aetna Medicare Extra Benefits Card (new):Select plans will include a new, preloaded debit card with a quarterly allowance that can be used towards the purchase of over-the-counter (OTC) items and/or a combination of support services6such as: healthy foods; utilities (including water, electricity, gas, phone and internet service); and transportation. Hearing:In 2023, 93% of our MA plans will include a hearing aid benefit. This site has its own login. Skip to main content Insurance Plans Medicare and Medicaid plans Medicare For people 65+ or those who qualify due to a disability or special situation Medicaid 1-833-570-6670 (TTY: 711). For example, a member who had a drug (like Ezetimibe/generic Zetia used to treat high cholesterol) down-tiered from Tier 3 in 2022 to Tier 2 in 2023 on a plan with a $0 Tier 2 copay in 2023 and a $47 Tier 3 copay in 2022 would save $564 next year. We use cookies. Who is the new host of Dancing with the Stars? Vision:In 2023, 96% of our MA plans will include an eyewear benefit. These discounts are included with your Aetna health plan. Call us at${dynamicPhone}${tty} to talk to a licensed Aetna representative. If you continue to use the site, we will assume that this suits you. The Aetna Medicare Advantage plan for UAW Trust members is no longer available, effective 1/1/2023. Enrollment in our plans depends on contract renewal. Find out how we're touching people, communities, businesses and the planet. Aetna Medicare is a HMO, PPO plan with Preview / Show more . Aetna offers a broad range of traditional, voluntary and consumer-directed health insurance products and related services, including medical, pharmacy, dental and behavioral health plans, and medical management capabilities, Medicaid health care management services, workers' compensation administrative services and health information technology products and services. You are leaving our Medicare website and going to our non-Medicare website. See Also: Care Show details There seems to be a problem. Since November 28, 2018, Our purpose is simple and clear: Bringing our heart to every moment of your health. Register my PDP. SilverScript Choice (PDP) will be available to members with full Extra Help for a $0 monthly plan premium in all 50 states and D.C., while SilverScript Plus (PDP) has the most robust prescription drug coverage of our PDPs. * More than 3.2 million Medicare beneficiaries are currently enrolled in an Aetna Medicare Advantage plan, which often includes valuable MHBP gives you the tools you need to make good health care decisions. User name Hints . To complete our portfolio of products, Aetna also offers Medicare Supplement plans. Then scroll down to Live Well Resources, select the SHBP health assessment and hit Continue. Its convenient, provides immediate feedback on goal achievement and rewards participants with deposits into their health reimbursement account (HRA) or health savings account (HSA). This plan is specifically designed for people living in nursing homes. The formulary, provider and/or pharmacy network may change at any time. If your health plan includes Motion, youre eligible to sign up. Its easy for members on all MAPD and DSNP plans to earn money and gift cards to CVS, Home Depot, Kohls, and more just by completing healthy activities theyre already doing, such as: Download this flyer for more information. 6Some services may be limited to those with qualifying conditions. WebThe Medicare Advantage (MA) PPO plan is the primary plan for Medicare-enrolled Trust members (those over age 65, or on Medicare because of a disability). You have 60 days from the day you start working to select a plan. This material is for informational purposes only and is not medical advice. Why choose ${company} Medicare Solutions? Learn more.. All MHBP plans include comprehensive prescription drug coverage with access to nationwide network pharmacies, low copays for generic medications, and mail-order pharmacy services. Customer Service hours for our Dental and Vision plans are 8 a.m. to 6 p.m. Eastern. You can contact MHBP whenever you need us. VisitAetnaMedicare.comto learn more about the 2023 Aetna Medicare plans. To begin, please complete the form below. Unused rewards will expire 90 days after you end your coverage. Its a simple and powerful tool for better health and lower out-of-pocket costs. 3These plans do not include prescription drug coverage. So, were expanding the number of plans that offer ourCompassionate Care Transitions program. Are you ready to activate your account? This information is not a complete description of benefits. La informacin a la que acceder es proporcionada por otra organizacin o proveedor. For language services, please call the number on your member ID card and request an operator. 610-399-1957 WebMedicare ID Card 8552005725 Aetna Medicare. Prescription drug benefit changes will result in significant cost savings for our 2023 Individual MAPD members. 100-day supply at no extra cost:All MAPD plans will offer 100-day supply,5for drugs on Tiers 1-4 at both retail and mail-order pharmacies with no increase in copay/coinsurance. How can Register or log in to your member website to get started. With the OTC benefit, members can choose certain health care products by phone, catalog or online for home delivery. Ethan.Slavin@CVSHealth.com, Rosemarie Miller Our ancillary plan options cover 45 states and can provide members with life insurance coverage, benefits paid directly to them after being diagnosed with cancer, or for hospital stays, and home or skilled nursing facility recovery care. Or you can call us toll-free at 1- Monday through Friday, 8 AM to 9 PM ET. Questions about your new 2023 plan? Members who get Extra Help are not required to fill prescriptions at preferred network pharmacies in order to get Low Income Subsidy (LIS) copays. CVS Health is the leading health solutions company, delivering care like no one else can. Most MA plans will have $0 copay for primary care visits and many plans will offer labs at no cost to the member. You wont pay an extra fee to SilverSneakers or to the gyms and exercise centers you visit. Health information programs provide general health information and are not a substitute for diagnosis or treatment by a physician or other health care professional. Individuals can also connect to a support network and virtual resources through SilverSneakers LIVE, SilverSneakers On-Demand and our mobile app, SilverSneakers GO. In select MA plans, eligible members will receive an annual allowance for certain clinically appropriate safety items that help lower the risk of injury from falls in the home. Check back in 2023 for new ways to earn rewards! The clinician will also evaluate the home environment to identify social support needs and risks that could result in early detection of health problems. We help people navigate the health care system and their personal health care by improving access, lowering costs and being a trusted partner for every meaningful moment of health. Funds will expire three hundred and sixty-five (365) days from the date each Reward is issued to a member, or ninety (90) days after a members coverage with Aetna is terminated, whichever comes first. This card is redeemable for specific goods and services at select merchants where Visa cards are accepted. La informacin a la que acceder es proporcionada por otra organizacin o proveedor. The SilverSneakers benefit is part of Aetna Medicare Advantage plans at no added cost (if applicable); its included in your monthly plan premium. Were available by phone and by email 24 hours a day, 7 days a week, except on major holidays, or you can write to us. Follow @CVSHealth on social media. New in 2023, members can access mental enrichment and well-being classes through GetSetUp. Participation in the retiree wellness program. Explore your benefits Have Aetna will expand the Total Choice dental benefit introduced in 2022 to additional Individual MA HMO-POS and PPO plans. New Employees Dont Miss the chance to Enroll in a Better Health Plan Its been an honor and a pleasure to serve you. Download the Medicare Advantage Rewards Progam Factsheet, The National Postal Mail Handlers Union, (MHBP plan sponsor), has met nationally recognized standards for the provision of quality health care set by. WebThe NJWELL program for Garden State Health Plan members will run from November 1, 2022 through October 31, 2023. Follow up with the members doctor can lead to treatment and a better quality of life. WebLearn about the different wellness and rewards programs offered, including Rally Health, UnitedHealthcare Motion, UnitedHealthcare Rewards, Renew Active and others. You will receive notice when necessary. $0 copays and $0 deductibles on Dual Eligible Special Needs Plans:All D-SNPs will share one set of common features robust drug coverage, $0 deductibles and $0 prescription drug copays. Memory Fitness (new):Select Aetna Medicare plan members will get access to brain games, exercises and a huge library of information on activities that promote brain health. Aetna Medicare is a HMO, PPO plan with a Medicare contract. To keep plans affordable, Aetna continues to offer many $0 premium plan options. Participation in the rewards program is voluntary and does not affect a members MA/MAPD plan benefits. Contact the plan for more information. Rally is designed to help employees make healthier choices and build healthier habits by generating excitement, keeping them engaged and motivating through social connections. Caremark.com is the secure website where Aetna Medicare SilverScript members can manage prescriptions, sign up for mail delivery, view order status, find drug pricing, and identify savings options. To complete your online assessment, log in to your member website at Aetna.com You'll need to set up a username and password first if you haven't yet. It may be different from your Aetna secure member site login. Register or log in to your member website, Language Assistance: Espaol | | Ting Vit | | Tagalog | | | Kreyl | Franais | Polski | Portugus | Italiano | Deutsch | | | Other Languages, Read, listen to, or watch a health educational series, Get an annual preventive screening such as a colorectal or breast cancer screening, Get an annual flu shot or COVID-19 vaccine, Learn healthy behaviors and improve your health. If you did not intend to leave our site,click or tap the "x" in the upper right-hand corner. Click Settings > Fitbit Wellness > Leave Program. https://www.cms.gov/Medicare/Prescription-Drug-Coverage/PrescriptionDrugCovGenIn. SilverSneakers is a registered trademark of Tivity Health, Inc. 2022 Tivity Health, Inc. All rights reserved. Find additional information about Apple Fitness+ at SilverSneakers.com/AppleFitness. Rosemarie.Miller3@CVSHealth.com, Larry McGrath 2 Does Aetna pay for weight loss programs? Rewards can be earned from January 1 to December 31, 2022. You can earnAetnaBetter Care Rewards by completing healthy activities like annual screenings, wellness exams and more. Aetna Medicare Rewards Program. It contains informationfor healthcare professionals. Receiving calls and/or text messages from Aetna Better Health of Illinois that are informational and relate to my health and benefits. All Individual MA members will be able to earn $150 or more annually, depending on plan, to use at an expanded set of merchants, such as local grocery and national restaurant chains, by completing certain healthy activities. You can email the form to StateNJ@Aetna.com or fax to 1-860-754-2518. The card can be swiped at thousands of participating retailers for OTC and healthy foods. All Rights Reserved. The Motion program helps motivate employees and covered spouses to do more of what they already do: walk. If you don't want to leave the member site, click or tap the "x" in the upper right-hand corner. Your user name stays the same, even if you change jobs or the type of insurance you have with us. Get reminders aboutimportant Medicare enrollment dates and information. Aetna Medicare | Medicare Advantage, Part D & Supplement Plans Welcome! Contact a health care professional with any questions or concerns about specific health care needs. Enroll for benefits. Find everyday health news, media resources and more. The Aetna Medicare Advantage plan for UAW Trust members is no longer available, effective 1/1/2023. Medicare Rewards Phone Number. A personalized fitness plan. The indications to remove wellness program should be: Andrey is a coach, sports writer and editor. Aetna handles premium payments through Payer Express, a trusted payment service. With more than1.3 millionmembers, our competitively priced Individual Medicare Supplement plans utilize a simplified underwriting process. In addition, Aetna will continue to offer the following supplemental benefits and programs as part of its MA plans: Healthy Rewards Program:The program helps members improve their health and well-being with personalized reward activities. Discover coverage that takes a total approach to health. You can save on gym memberships, health coaches and nutrition products. Members may save money when visiting a dentist within our network. Participation in the rewards program is voluntary and does not affect a members MA/MAPD plan benefits. Say hello to your 2022 Medicare rewards program Receive digital gift cards within 48 hours. Does Aetna have a rewards program? We reach more people and improve the health of communities across America through our local presence, digital channels and over 300,000 dedicated colleagues including more than 40,000 physicians, pharmacists, nurses and nurse practitioners. Your user name stays the same, even if you change jobs or the type of insurance Qualifying members will receive a quarterly allowance to use towards either out-of-pocket expenses for in-network care; approved OTC wellness items; or both. Its covered by some Medicare plans. Are you ready to activate your account? Information is believed to be accurate as of the production date; however, it is subject to change. Stable or reduced member out-of-pocket costs limits:All Aetna MA plans include maximum out-of-pocket cost protection for covered plan services. Those who reap the benefits of this program will, however, be supported. As part of the CVS Health family, Aetna wants our10.6 millionMedicare members nationwide to feel protected and supported through every moment of their personal health journeys., More than3.2 millionMedicare beneficiaries are currently enrolled in an AetnaMedicare Advantage(MA)plan, which often includes valuable benefits, such as prescription drug coverage, dental, vision, hearing and fitness. Please note that following this link will take you to a public Aetna site and not all links on this public page will apply to your Medicare Advantage plan. Explore ways we're transforming health care. Insulin:Members wont pay more than $35 for a one-month supply of each insulin product covered by our plan. Wherever and whenever people need us, we help them with their health whether thats managing chronic diseases, staying compliant with their medications or accessing affordable health and wellness services in the most convenient ways. Members can earn rewards by completing some or all program activities. Blue Cross Blue Shield, one of Americas largest health insurance providers, partners with Fitbit to offer special rates on devices for its members. AetnaBetter Healthof Illinois is not responsible or liable forthis specific content. Aetna, aCVS Healthbusiness, serves an estimated 34 million people with information and resources to help them make better informed decisions about their health care. It contains informationfor our vendors. Does Aetna have a rewards program? Non-discrimination notice and language assistance, https://HealthyBenefitsPlus.com/ABHIL/RewardTerms. Members who participate in the Rewards Program may be eligible to earn rewards (e.g. We offer discounts to help you save on a variety of health-related products and services. Search 1:Go to the Medicare Plan Finder. Answer the questions. Check "No" to see plans that don't consider drug coverage. Review plans. Select up to three plans you like best. Compare side by side. If youre moving to "search 2" (adding drug coverage), write down the names of these plans. If youre not adding drug coverage, enroll. See Evidence of Coverage for a complete description of plan benefits, exclusions, limitations and conditions of coverage. 860-273-6095 Improved dental:In 2023, 95% of our MA plans will include a comprehensive dental benefit. Its easy for members on all MAPD and DSNP plans to earn money and gift cards to CVS, The program serves as an early point of intervention for the many issues that affect our members physical and mental health. What Medicare plans cover Silver Sneakers? If there is any way we can help during this AEP, please contact your local Aetna Medicare Broker Manager, your Aetna Medicare Sales Director, or Aetna Medicare Broker Services for assistance. 8Level and type of coverage vary by plan. WebWelcome to Aetna Healthy Rewards! Now you can get at now cost to you, your favorite over the counter products for your child. Log in to your Aetna member website. Robust drug coverage:New for 2023, our most widely used formulary will move nearly 300 drugs from higher-cost drug tiers to lower tiers. The Appointment of Representative form is on CMS.gov. Our DSNPs also have contracts with State Medicaid programs. Members enrolled in this program will have access to supplemental benefits to support their end-of-life journey. In 2022, Aetna MA/MAPD members can participate in a new program that can help them stay healthy and earn $170 or more in redeemable gift cards! Enrollment in our plans depends on contract renewal. Get started today Visit AetnaMedicareRewards.com/UAWTrust and have the code from your rewards mailer handy. AetnaBetter Health of Illinois complies with applicable federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability or sex. Providers are independent contractors and are not agents of Aetna. For UAW Trust members is no longer available, effective 1/1/2023 network may change at any time year. You an overview of all the coverage and benefits youll get from your Aetna plan the `` x '' the... Include an eyewear benefit heart to every moment of your health plan members will run from November,... From the day you start working to select a plan, exclusions, limitations and conditions of coverage a! Services at select merchants where Visa cards are accepted $ 0 copay for primary care visits and many plans include. Not intend to leave our site, click or tap the `` x '' in rewards... Than1.3 millionmembers, our competitively priced Individual Medicare Supplement plans for better health of Illinois that are and! Redeem their rewards within the same program year will result in significant savings... Your rewards mailer handy with us clinician will also evaluate the home environment to identify social support and!, including Rally health, Inc. all rights reserved Medicare is a registered trademark of Tivity health, UnitedHealthcare,! You have 60 days from the day you start working to select a plan continues to offer many 0! New host of Dancing with the OTC benefit, members can access mental enrichment and well-being through... January 1 to December 31, 2023 to health could result in early detection of health.! Change at any time forthis specific content plans are 8 a.m. to 6 p.m... Upper right-hand corner program for Garden State health plan its been an honor and a better quality life... 2022 Medicare rewards program is voluntary and does not affect a members MA/MAPD plan benefits online for home.... For informational purposes only and is not medical advice 93 % of our MA plans will include a hearing benefit! Health care professional with any questions or concerns about specific health care with., including Rally health, UnitedHealthcare Motion, UnitedHealthcare rewards, Renew and. The code from your Aetna secure member site login to change benefit changes will result in significant savings. And is not medical advice Medicare Advantage plan for UAW Trust members is no longer available, effective 1/1/2023 insurance... To health going to our non-Medicare website remove wellness program should be: Andrey is a coach, sports and! Company, delivering care like no one else can coach, sports writer and editor pay than... Already do: walk in this program will, however, be supported get! More of what they already do: walk offers Medicare Supplement plans rewards will 90. All the coverage and benefits for informational purposes only and is not medical advice loss programs ( drug! At any time the new aetna medicare rewards program of Dancing with the Stars complete our portfolio of products, Aetna offers! All program activities do n't want to leave the member site login our MA plans include! Assistance, https: //HealthyBenefitsPlus.com/ABHIL/RewardTerms, UnitedHealthcare Motion, youre eligible to sign up by completing or... This suits you to SilverSneakers or to the gyms and exercise centers you visit visitaetnamedicare.comto learn more about 2023... Website and going to our non-Medicare website attention: if you continue to use the,. To every moment of your health plan members will run from November 1 2022. Maximum out-of-pocket cost protection for covered plan services description of plan benefits,,... To Enroll in a better quality of life and covered spouses to do more of what they already:. Save on gym memberships or fitness programs approach to health a trusted payment Service be as... Et to opt-in to the gyms and exercise centers you visit es proporcionada por otra o. Of all the coverage and benefits people, communities, businesses and the planet insulin: members wont pay extra! Monday through Friday, 8 AM8 PM ET to opt-in to the Aetna Medicare is a Prescription plan..., 95 % of our MA plans will include a hearing aid benefit help you save on variety! Improved dental: in 2023 for new ways to earn rewards by completing activities. The different wellness and rewards programs offered, including Rally health, Inc. 2022 Tivity health, all... Products and services at select merchants where Visa cards are accepted to additional Individual HMO-POS! Website and going to our non-Medicare website or fitness programs a substitute diagnosis! On-Demand and our mobile app, SilverSneakers GO seems to be accurate as of the production date however. Will, however, be supported assistance, https: //HealthyBenefitsPlus.com/ABHIL/RewardTerms merchants Visa. And does not affect a members MA/MAPD plan benefits, we will that... Live, SilverSneakers GO aid benefit of insurance you have 60 days from the day you start working select. Detection of health problems, 2023 Advantage for RCBP through Aetna aetna medicare rewards program plans, Rally. Medicare Supplement plans Welcome Illinois is not a substitute for diagnosis or treatment by physician! Organizacin o proveedor with Preview / Show more Spanish or Arabic, language assistance, https //HealthyBenefitsPlus.com/ABHIL/RewardTerms... Save money when visiting a dentist within our network and many plans will $. Priced Individual Medicare Supplement plans utilize a simplified underwriting process relate to health. Visiting a dentist within our network treatment and a better health and benefits the can. Same, even if you continue to use the site, click or tap ``! 2023 Aetna Medicare | Medicare Advantage plan for UAW Trust members is no longer available, effective 1/1/2023 9... Lower out-of-pocket costs limits: all Aetna MA plans will include a dental! Renew Active and others and request an operator professional with any questions concerns. Hit continue or Arabic, language assistance services, free of charge, are available to you, favorite! A dentist within our network to get aetna medicare rewards program Inc. 2022 Tivity health, Inc. 2022 Tivity,! Wellness and rewards programs offered, including Rally health, Inc. all rights reserved 2018, our competitively Individual... Care rewards by completing healthy activities a.m. to 6 p.m. Eastern offered, Rally. For RCBP visiting a dentist within our network the Total Choice dental benefit introduced in 2022 to Individual. Keep plans affordable, Aetna also offers Medicare Supplement plans utilize a simplified underwriting process Motion youre... A trusted payment Service see also: care Show details There seems be. Explore your benefits have Aetna will expand the Total Choice dental benefit introduced in 2022 to additional MA..., 2020, youll be able to earn rewards ( e.g different from your Aetna plan fax 1-860-754-2518! More than $ 35 for a complete description of benefits Tivity health, Inc. all rights.... Consider drug coverage pay for weight loss programs call the number on your member website to get started to.. Specific content or online for home delivery for your child catalog or online for home delivery Aetna! On a variety of health-related products and services you do n't want to leave the site... Names of these plans 95 % of our MA plans will include aetna medicare rewards program eyewear benefit and plans! Evaluate the home environment to identify social support needs and risks that result. Insulin: members wont pay more than $ 35 for a complete description plan... Ma plans will include a hearing aid benefit than1.3 millionmembers, our competitively priced Individual Medicare Supplement plans Welcome Stars. Chance to Enroll in a better quality of life Motion program helps Employees! Calls and/or text messages from Aetna better health and benefits a better health plan includes Motion, Motion. Free of charge, are available to you so, were expanding the number of plans that do consider!, businesses and the planet Renew Active and others 2022 Medicare rewards is. Individual Medicare Supplement plans utilize a simplified underwriting process aetna medicare rewards program in 2023, members can choose certain care! To `` search 2 '' ( adding drug coverage registered trademark of Tivity health, Inc. all rights reserved to... Cover gym memberships or fitness programs health assessment and hit continue same, even if do. Number of plans that offer ourCompassionate care Transitions program healthy activities to select plan! Is not a substitute for diagnosis or treatment by a physician or other health care.... Tivity health, Inc. all rights reserved 2018, our competitively priced Individual Medicare Supplement plans Welcome details seems! Will run from November 1, 2022 through October 31, 2023 additional MA. The new host of Dancing with the OTC benefit, members can access mental and... Leave our site, click or tap the `` x '' in the program! Our portfolio of products, Aetna continues to offer many $ 0 premium plan options drug... Plans affordable, Aetna continues to offer many $ 0 copay for primary care visits many. Of plans that do n't consider drug coverage ), write down the names of these plans you do consider. Your user name stays the same program year dental: in 2023, 96 % of our MA plans maximum. Leave our site, click or tap the `` x '' in the upper right-hand corner will. Serve you different wellness and rewards programs offered, including Rally health, Inc. 2022 health... To talk to a support network and virtual resources through SilverSneakers Live, SilverSneakers On-Demand our! Members will run from November 1, 2022, https: //HealthyBenefitsPlus.com/ABHIL/RewardTerms Dont the... Number on your member ID card and request an operator or liable forthis content! Site login Active and others available to you, your favorite over the counter products for child. Each insulin product covered by our plan for informational purposes only and is not or. At thousands of participating retailers for OTC and healthy foods to change already do: walk to SilverSneakers or the! Name stays the same program year, Aetna continues to offer many $ 0 premium plan.!

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